Category Archives: #wealth

Beyond

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There’s a…

…rulebook…

…and then there’s beyond.

The world beyond…

…abounds with freedom.

The freedom to think…

…like no one’s thought before.

To make seemingly absurd connections leading to clarity.

To crunch numbers and patterns without crutches.

To see with multi-dimensional vision using the eye of the mind.

To function beyond, one first needs to learn the rules of the normal, worldly game, by the book.

Followed by repeat implementation.

There comes a time, when a rule is implemented subconsciously, without having to look.

Extrapolate to entire game, whole rulebook, implemented as if on auto, through one’s reflexes.

Get ready for beyond.

One goes…

…beyond…

…without warning…

…when one is ready as outlined above.

Goes, comes back, goes, comes back, it’s quite random.

Bottomline is, how conscious is one while one is beyond?

Journey can last for just a few seconds, or even a second. Example – one has a flash.

Level of consciousness while beyond allows one to address solutions for complex issues.

What’s the bottom for this market?

Ground-reality of war?

How do I solve my home-situation?

What overall pattern is this market gravitating towards?

Ulterior motives.

Etc.

How much of such knowledge can be incorporated?

Can it even be true?

Is it making common sense?

Does one have the confidence to act upon it?

Well, it’s not all going to add up immediately. However…

…repeated performance over many years allow one to make systems.

To gauge reactions.

To develop counter-reactions.

To write a rule-book…

…for implementation of beyond-insights in actual life.

Implemented together with the entire gamut of logical, human rules of the world, an intuitive, self-written rule book to go in tandem is…

… invaluable.

Loops

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There comes a day…

…when…

…even scum…

…meets its match.

On that day, or from that day onwards, …

…nothing seems to work out for even the worst evil entities.

How does one get to being…

…the worst of the worst…

…or, perhaps, the best of the best?

It’s all about loops.

Positive loops.

Negative loops.

Downwards spirals.

Betterment cycles.

Let’s break it down.

Action. Let’s say good cause created.

Positive effect.

Felt by one’s environment as well as one’s body, mind and soul.

Biochemistry of positivity secreted.

One’s system feels great, like a billion currency units.

Sleep quality great.

Feeling of contentment – priceless.

One psychologically wants to recreate this loop forever.

Wonderful. Please let’s keep doing this only.

Flip side.

Negative cause created.

Corresponding negative effect on environment and one’s entire system of body, mind and soul.

Biochemistry of negativity secreted.

Neurosis.

Psychosis.

Sleep quality horrendous.

Digestion compromised.

Immune system compromised.

Invitation for disease to seep in.

On-edge and worsening state of body and mind makes it very easy for more and worse negative causes to be created, within the same cycle, as wild-oat add-ons.

Even though one hates the idea of it, one has dragged oneself into a snowballing negative loop, out of which one needs to pull oneself out with full force, before it’s too late and before the burgeoning avalanche of adverse Karma drowns one into oblivion forever, erasing any trace of goodness or its footprint that ever existed in one.

It boils down to what we choose to do with our lives. Choices.

It boils down to the causes we create. Good karma. Accumulation. Non stop. Do good. Move on. Repeat. Loop it.

It boils down to this moment in life.

Let’s make it and all following moments the best ever possible moments for us and our environments.

Let’s let our positive loops carry us onto higher and higher, better and better trajectories. In life. In investing. In CSR. In society. Everywhere.

Cheers. 🙂

Constants

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Waldermort…

…overplayed his hand.

Thought he had the nuts…

…and bet the farm.

Turns out…

…that the adversary’s hole cards…

…plus the flop, turn and river…

…are leading to a full house.

As opposed to Waldy’s…

…ordinary nut flush.

Waldy is oversmart and a half.

Backfires at times.

This one has backfired at the worst possible time.

Only one result.

Waldy loses…

…everything.

Reserve status.

Serious player status.

Reputation, if there was any.

Loyalty, which was abundant from former allies, but is now…

…not even zero, but minus.

What more can one lose?

Whatever one can. It’s lost.

When this is over, a new methodology of doing everything business and financial will have emerged.

Meanwhile, a few constants remain.

There are areas in the world, where there is growth.

And will be, for the next 25 years.

Like India.

Semblance of stability?

Yes.

Integrity?

Yes.

Win-win attitude?

Yes.

Loyalty?

Yes.

Balance?

Yes.

Clout?

Yes.

Consumption.

Yes.

Period.

Buy India during this fall.

As long as the fall lasts. One year. Two years. Three years. No one knows.

What one also doesn’t know is whether India will give this buying opportunity again.

So, buy India.

Even if it means that you get fully invested during current fall.

That’ll be just great.

Magic

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Sure, …

… nobody said this was a bottom already.

No signs of a bottom.

For all you know, the real correction just started.

So, everyone is asking, …

… why in the world a buyer is buying …

… now.

Confused? No need to be.

First up, please understand, that money enters the market in a planned fashion when position sizing rules are in place.

Oh, there’s one more safety rule.

In a day, only so much goes in, in total.

Let’s say what you are referring to as a bottom comes within, hmm, two days, one day, four hours, one hour… ,

… whenever it comes.

Do you actually believe and / or have the guts to get fully invested in that minuscule time-frame?

Let me answer that for you. NO.

Why am I so clear on this?

Moving big money in one shot when the whole world’s pajamas are falling, and watching it possibly become half in a few days will most likely lead to neurosis and / or psychosis.

It is mentally digestible to keep buying at levels as per the entry quantum allowed by one’s position-sizing algorithm.

Though the overall market or index or sector benchmark might not be signalling a bottom, individual stocks hover around correction levels, threatening to recover from there.

We let them hover.

If they are not declining further from a correction level after a bit, we pick up one lot.

What’s the lot?

It’s a function of one’s networth at that point.

What function?

You decide. Yes. Your decide your own position size at each point thus, as per a mathematical calculation. You can decide to programme this function, for example, in a manner that you go in more when you are winning and go in less when you are losing. Or vice-versa. As per your personality and risk-profile. You call the shots. You are the master of your money and journey.

As time goes by, and as the correction deepens, you have lots of lots in. Ideally, you get fully invested before recovery. Compared with trying to move in fully at the exact bottom, well you might get lucky with the latter option, but it will burn your nerves, and resulting psychosis can last longer than when rational decisions will need to be taken. Not worth it. Position-size, entry quantum, going in bit by bit – this is what our nervous system can handle well without getting damaged. Markets change within months, perhaps weeks, and…

… when the magic happens, you deploy your exit strategy, whatever that is. Be rationally around to do so.

Or, simply, don’t do anything except watching the magic, …

… of a low buying average develop into a multiple.

Basics Baby

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In the…

…ongoing…

…and incoming…

…frenzy…

…there’s only one go-to strategy…

…for me.

Basics…

…always.

During CoViD, during which everything was supposed to go bankrupt, one stuck to the ‘Basics, Always’ approach, and the rest became History.

This, today, has the potential to become a CoViD like crash.

First up, there’s been mass AI hypnosis. Everyone and their Aunties are in the loop and are talking AI. No one cares anymore about companies with great fundamentals and a penchant cum track record for metamorphosis. It’s ok. We do, since that’s what counts for a steady, long-term return in the market. We are not greedy. We wish to put away our money safely, not let inflation eat at it, and we would like it to grow over the next twenty to thirty odd years. We’re balanced. We’re basic. We’re simple. We’re the opposite of complicated and sophisticated.

And now, there’s all out war. Provoked. Just to bury Epstein consequences? All pipelines choked. Gold-nugget question being asked in this moment is…

…how should one act?

Should one get swept into the AI madness and buy into abysmally high PE multiples? Infinite PE multiples? Should one buy international stocks? Gold? Bitcoin? Silver? Sit in cash? WHAT?

Answer in such scenarios is SIMPLE, always.

Basics. Baby.

Basics, always.

Basics to the rescue.

What are your basics? Go back to them.

I’ll tell you my basics. I’ve gone back to them since I started buying, February 6th onwards. And I shall remain with them, till I’ve finished buying, or till I’m fully invested, whichever comes first.

Shareholder-friendly managements.

Companies with clean balance sheets.

Companies with zero or quasi-zero long-term debt.

Free cashflow to market cap upwards of 2% for large- and mid-caps, and upwards of 1% for small-caps.

Companies with multi-decade penchants and track-records for / of successful metamorphosis and navigation through disruption.

Margin of safety. Each high-conviction buy lowers average. Mathematics to support buying and selling. A low average has the capacity to quickly give a multiple in better times, from where then one’s principal can be skimmed off to fight another battle, and the profit stays in the market for eternity, on the back of the mathematics of compounding.

These are my basics. Shared with you, with pleasure, to inspire you to find yourself in the chaos. Use these till you find your own. You can pay it forward. Leads to a better world.

One doesn’t need more. Just one’s basics. Basics that are superimposable on the entire market, and when something conforms, there’s action. Like now, for me.

Please go back to your basics at a time like this. That’s why you have developed them. Your happy, go to place. Market success is more about a high-conviction frame of mind with holding power.

The rest, rest assured, will be History. Go for it.

🙂

You miss I hit

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Tried and tested…

…strategies…

…yield results over the long run.

Scamming might work for a while, but that’s about it.

There’s buy low sell high.

Compounding.

Pulling principal off and redeploying.

This is all constant stuff.

However, there’s a new game in town.

It’s called ‘throwing one and all off their tried and tested go to strategies in the hope they will abandon what they’re holding, and then these holdings will be swooped up by Team Malicious’.

Please don’t get roped in.

Don’t react to false panic, FOMO, ‘you’ve got to get a piece of this action’ kinda stuff. Please don’t allow anyone to fool you off your bread and butter game. Also, don’t try any fancy new game which is unfamiliar.

Earlier, one would have said India was scam central, but having seen the stories emerging currently, it’s easy to present the crown to Chief Protagonist + Team Malicious cohorts. These people make Nigerians and Indians look like jokers. One needs to learn how to lobby from these fellows, or perhaps not, since they talk ugly.

Ugly is not our thing. We’re everything they’re not.

We love harmony.

Peace.

Unison.

Flow.

Patterns.

Discernment of errors.

And then we act.

We make money off these.

And a huge error is in the making.

What is it?

‘Treating all people like fools, all the time’.

That’s the biggest mistake, made by the biggest fools.

And we’ll profit off these fools, which, hopefully, …

… should be a good lesson for them.

Shame, Shame, West

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The next scam is here.

Please don’t get fooled.

Unfortunately, many already are.

You see, the storyline is so, so believable.

However, only on the surface. A few scratches, and the story falls apart.

There is something about human intelligence. Behaviour. Instinct. Decision making prowess. Mental synthesis.

Everything described here, …

… AI is not.

So, why give it that status?

What’s the agenda?

Ohhh, there’s a very solid agenda, and since one can’t fool all the people all the time, we see through the bullsh**.

First up, Western IT is hugely, hugely over-invested. Neck deep. Rational minds in other parts of the world are not. The occident needs ratification and burden-sharing. Orient is not biting. So make it bite. Unleash a scam. Perhaps it was a sop allowed through in the recent trade deal, since some of the spin doctors being utilized are actually Indian.

Secondly, rendered useless? Give us a break. Spun yarns don’t render useless quality, zero-debt, free cash-flow rich, lean, diligent companies. On the contrary, agility and versatility allows such companies to adapt very fast, particularly owing to huge spending power and zero obligations. Indian IT is adapting, FAST, and whatever artificial crashes are being caused owing to the foolishness of pigs, are buying opportunities. PERIOD.

Thirdly, what kind of a track record do the likes of current disruptors have? Like, four years. In other words, NOTHING. Current disruptors have no experience, themselves, in emerging successfully from disruptions. Indian IT has been navigating, SUCCESSFULLY, through all disruptions since the ‘80s. So, like, Western AI, garner a track record first, then talk. Also, an announcement alone, that you are potentially capable of doing XYZ, is not going to cut it.

Please remember, the problem with AI is, everything functions supremely till it doesn’t. That’s the point where the value of human capital is realized, to navigate mankind successfully through and out of the dead end. A dead end in critical ventures is not acceptable. Writing Indian IT off for dead is wishful thinking and reeks of a jealous to the hilt society that fumes with envy at the cash-richness, the zero-indebtedness, the ability to adapt at amazing speeds, the start-up laden clean balance-sheets etc. etc. etc. of Indian IT. Shame, shame, West.

Courage

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Tariff knife is…

…blunting.

500 will need to come on to have any strategic value.

500 is many things.

Call it a joke. Dream. Litany. Madness. Moronic. Ridiculous to the power of n. Whatever.

It’s still getting headlines.

500 will kill.

Since it’s do or die, all sides are coming out in the open.

Yeah, there’s real activity.

There was a 105 minute state visit yesterday. We know who flew in, and where to, with what mandate, etc.

Before that, the German chancellor, accompanied by a powerful team, came to India too.

French and German teams went to Russia.

BRICS counter is very busy, the busiest it has ever been.

New deals. Alliances. Promises. Protection.

Currency?

Yes. Coming.

This one will bypass being bullied.

New world order.

Process is in spurts and then there’s brief time for whatever equilibrium that can be achieved under the circumstances.

And that, exactly, is our style of transferring out…

…of cash…

…and into…

…assets.

Spurt, balance, spurt, balance and in the middle, somewhere, at any resulting low, we go in.

What assets?

The ones we are comfortable with.

Can the blunt knife still hurt?

Yes, 500 will kill. Businesses, relations, trade…

So what then?

The idea is to make 500 work for oneself.

How?

In the wake of 500, there will be many lows, in many assets. Those are entry points. You need to have the courage to buy.

What if there’s a lower point later?

You buy more there, later. This chronology might continue for a while.

How long?

Till the wealth transfer is complete from the old world order to the new world order.

So how long?

Don’t know. 15 months. 5 years. Anybody’s guess. I’m banking on about 3 years or so.

If your liquidity lasts 15 months, how will you manage to buy for 3 continuous years?

As I said, everything is happening in spurts. There will be pockets where my exit rule will trigger for various entries.

Oh, so your entries will generate liquidity along the way, rule-based.

Yup.

Additionally generated liquidity will lead to more buying, along the way.

True, after taking care of my personal liquidity needs.

Hmmm, that’s something.

Yeah. Keep going. Don’t be afraid. Don’t let the screamers knock you off your game. This one will be won if we don’t blink. Stare the bully in the face. Wear the bully down. At the bully’s core, there is huge fear. That’s the difference between the bully and us. At our core, there is …

…conviction…

…which results in…

…courage.

Where to?

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Changing world order…

…dedollarization…

…shifting boundaries…

…new havens…

…new strategies?

Confused as to what to do?

Where to with your hard-earned funds?

Don’t panic.

I personally don’t adhere to growth at any price, …

…so if your fund manager has you chasing the Moon …

…in gold, silver, copper, crypto, or any other newly identified haven…

…for a second, stop…

…and reflect.

Remember that word…

…’value’?

Ya, that’s a word we like.

We’re pursuing value.

There’s value in growth.

One can see it in the chart, …

…or one can see it in numbers, what with GARP and all that.

GARP’s good, …

…value’s great, …

…and we add two more words.

Nil burden.

Optimal.

Quasi nil burden?

Will do.

That’s where our money is going.

Hopefully, you’ve gotten our drift, but we believe you have the wherewithal to decide for yourself.

We want three other dynamos to work for us.

Liquidity is created by minor capital gain pursuits.

There’s the steady dividend, which adds to liquidity.

Now comes the kicker.

We pledge some portfolio and create margin. A small income is then made on the margin.

So, to recap, there’s the main-game that’s long-term. That our wealth, created and compounding.

Three side-hustles then generate income on top. That’s it for us.

Yeah, over to you now. Where’s your money headed? In these turbulent times, I’m sure this question must be flashing through your mind.

Noise Diaries

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When something is a given, ….

…one just sheer deals with it.

And that something just got so much louder.

For example, social media is screaming with that something, i.e. …

… noise.

However, noise…

… has value.

One needs to know what’s being floated among the masses.

Furthermore, it’s helpful to gauge the decibel level.

If we look at the current scenario, everyone and their Aunty are yelling “Craaassshhhhhh…!” Dollar, bonds, gold silver, stocks, real-estate…

…everything’s supposed to “Craaassshhhhhhh!”

Fine.

Keep shouting.

At least we get an idea about the script and the concerned noise-level.

Is it supposed to scare us?

Yes.

Are we scared?

NO.

Why not?

Because we’re busy doing exactly what they don’t want us to.

Firstly, who’s ‘they’?

The floaters of the script. You were asking, ya, secondly?

Secondly, what do ‘they’ now NOT want us to do?

Buy cheap, like they are. They want us to let go and sell to them.

Wow.

Ya, it’s the biggest wealth-transfer in the History of mankind, currently unfolding.

Are you then not afraid of a crash, if you are buying now?

No.

Why not?

I’m liquid. If there’s a crash I’ll continue buying, into the crash. My entry quantum is aptly small and a function of my networth, thus allowing me entries for three to five years, upon any signs of reasonable value. Held over the years and bought with a clear head, in a growth market, assets will yield stellar returns.

So you’re saying you’ll cover the crash?

Yes. Timelines move very fast nowadays. Markets, when at all efficient, have become super-efficient, as if trying to prove a point to the level of overkill. When not efficient, they bubble or crash. Super-speed in times of efficiency is a huge bonus for us.

How?

Crashes play out within a shortish time-span. Buying through the crash is over fast. It’s not that when there’s a fire the crash is going to happen after five years. It will happen way sooner than later.

So is that enough time to get your money in, especially with a small entry quantum?

No. That’s why it’s important for small entry quantum cum long-term players like us, crash in, crash out, to keep buying amidst any signs of cheapness caused by fear-mongers creating all this…

…noise!

Exactly! 🙂

Opportunity

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Knock knock!

Who’s there?

Oppo.

Oppo who?

Oppo – rrrr – tunity, which don’t knock often (enough).

Yes, huge opportunity is knocking.

Global talent will stay indoors, to a large extent, from now onwards, come this September 21st, i.e. today onwards.

Brain gain time for us.

India is going to boom. Forget about tomorrow, next week, next month, but come medium term, and, going on to the long term, India will shine.

Sure, tomorrow, Indian IT will probably be down. Who’s in it for just tomorrow? One doesn’t get one’s house valued every day, week or year. One might do it when one is contemplating a sale, maybe after twenty years of owning it. Same goes for very long-term held compounders. Like Indian IT.

So, down? Maybe. Out? NO!!! Drag other markets? A bit. Effect to continue? Very short-term.

Beautiful thing is, Indian and possibly other corporates have been working on their plan Bs, and perhaps their plan Cs, and have, slowly but surely, been implementing these.

Also, government is boldly stepping up and refusing to get bullied. Watch out for the measures to be announced that will further boost the economy, to counter this ‘shock’. Thing is, where other nations have started thinking and acting short-term only, India has started to play a longer-term game. One can call it a meta-game.

Bottom-line.?

Time to answer the door-bell, open the door, and let the knockers in.

In my opinion, it’s safe to put one’s money on the line here.

Should Indian IT fall, large quantities of domestic funds will be lapping it up. Smart money will definitely be buying into offered margin of safety.

Why?

Fundamentals.

Clean balance sheets.

Free cashflow.

ZERO DEBT.

High RoE.

Large number of diligently purchased start-ups owned.

AI incorporation and development.

Steady growth.

Technical margin of safety being offered, possibly, tomorrow onwards.

And now, brain gain.

These are some of the big pluses that Indian IT offers.

So, one can easily and calmly go out there, and, with a cool head, put one’s hard-earned money into any margin of safety exhibited by these potential compounders with amazing track records, with a clear-cut goal of generating long-term wealth.

Wishing you happy and lucrative investing!

🙂

Strategy

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Reserve currency’s buying power is…

…waning.

Many others, too, have pointed out, that…

…assets…

…quoted in the reserve currency…

…are getting expensive.

Across the board.

If something is happening across the board, is the entire board showing an anomaly, or is it the underlying entity, here the reserve currency, that is behaving differently?

Going for the latter. Gut. Common sense. Fundamentals. Printing. Geopolitical balance of scales.

Diagnosis stands. The only bubble in town is a reserve-currency-bubble.

Doesn’t stop here.

Central governments across the world blindly price, or, rather, mis-price their own currencies in response to movements in the reserve currency. Many governments artificially support levels of their own currencies which are not realistic. Net net, asset markets worldwide are rising. It seems that buying powers of fiat currencies in general is falling. Masses seem to be losing confidence in fiat currencies.

Where does this leave you, financially?

Are you very liquid?

Hmmm, liquidity is losing value. How about moving some of your liquidity into assets of your choice. Look for value, and act where you find it.

However, stay liquid to a comfortable extent, and let some value of that particular liquidity be lost. It’s ok. You’ll make it up and more, in the event of a correction, where you’ll be tanking up on assets of your choice.

There will always be a correction. Period. You need to be at least somewhat liquid, come a correction, and it will.

So, this is what needs to be done.

Identify extra, and movable liquidity.

Look for value.

See if you are comfortable with the asset class offering value.

If yes, move any extra liquidity into the asset offering value, bit by bit.

Task

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Pockets…

…burn.

Other ones are still stable.

There’s no telling when…

…some of these will start to burn too.

Such are the times, that a new war commences within hours.

Meanwhile, our subconscious immunity to newsflow reaches new highs everyday.

That’s a huge marker for over-confidence.

Those entering propped markets in full flow are showing this trait in vast degrees.

At a time like this, where do we need to be, financially?

A 1.0.1. tenet that applies here is that basic finances need to be at our beck and call. No 48hr+ lags please.

Also, one needs to be in things one understands oneself. Ulterior motives rule amongst all financial institutions in extreme times, and the helm needs to be firmly in our hands, even if part of our finances are in theirs. So, nothing discretionary, please. Don’t leave yourself at the whim and fancy of a fund manager. Funds are yours. You will do a better job, specifically because your lifeblood is on the line.

Let’s plan for…

…entries, …

… exits, …

… continuity, …

… and legacy.

When it comes to personal finance, the job required is nothing short of thorough, solving for all nuances possible and conceivable.

Wishing you happy and lucrative investing!

🙂

A-Gamers

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Hey, …

…nowadays, …

…we only play our A-game.

There’s no time for formalities.

It’s late in the day.

All weapons are out.

This is the need of the hour.

So, what are the salient features of our A-game?

A well-forged, multiply-faceted, time-tested road map – our system of systems – our one Strategy. This one’s 360 degrees. It incorporates both trading and investing, and leads to very long holds in cost-free form. Includes more than twenty highly competitive, sharpened, edge-providing Modules, about which I wrote a few articles back. As far as strategies go, we are cruising in a Maybach on the Autobahn. No worries there.

Patience. In the last twenty odd years, we have learnt how to sit. Makes biggest money, said we know who. Patience is ubiquitous, or is it? Many people have developed it. Many are born with it. But then, many are not. And, markets demand their own kind of patience. Over the years, we have learnt and developed market-patience. We wait for our levels before acting. We sit on our Cost-Free-Ness, like, forever. We are not in a hurry. I ‘can behave’ as if this is my own module 🙂 (do allow me the indulgence), but patience is universal and out there for everyone to incorporate and exploit on their own.

Liquidity. This is a module. Am reiterating it here since it is key. Our initial small-entry-quantum strategy (remember, that’s how we started!) allowed us ample liquidity, always. Yes, we were always liquid in situations, when they came, while building up the backbone of our portfolios. Slowly, portfolio-size started to grow. Then came the incorporation of position-sizing, thanks to my learnings from Dr. Van K.Tharp. Subsequently, I instinctively added my own twist to this, making it Non-Linear Position Sizing (NLPS) that we follow. NLPS initially allows for small entry quanta. As portfolio-size increases, so does each entry quantum-size. However, the latter increases more than y = x, i.e. more than linear. This means that over the very long term, entry quanta become remarkably substantial in size. Nevertheless, we still maintain balance by perhaps Fine-Tuning entries and exits to the nth level, i.e. with huge win probabilities, which automatically / mathematically leads to lesser entries. Strategy thus goes on cruise-control. Furthermore, outstanding entry-prices, followed by Quick Generation of cost-free-ness make our very long-term holdings as Anti-Fragile (thanks for the term, Mr. Taleb) as possible.

Talking of cruise-control, our back-end allows for full Automation at button-clicks. All transactional trail-mail is auto-forwarded to every required avenue. It’s a one-time self-setup time-expense, so don’t be afraid of it, since the reward is disproportionately huge. Each avenue allows preview and further transfer / storage after button-clicks. Taxation? Button-clicks. Indexing? Button-clicks. Retrieval? Button-clicks. Viewing in any format? Button-Clicks (baby).

Time. We have all the time in the world. We do our own thing. Income is sorted. Wealth is being generated on auto, and is multiplying. Learn languages. Travel. Pro-bono. I teach kids. To manage their own finances. From a young age. Currently I’m teaching four kids. It’s a give-back, and they can pay it forward.

In a nutshell, that’s my A-game. I’ve taught it forward, so I can talk about a we. You’ve seen it develop in this space over the last 14+ years. I’ve nothing to hide. It’s for everyone to use and benefit from. The act of Giving gives me the most Satisfaction in life.

Discerners

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Hey,

We learn…

…to discern.

Primarily, what we’re looking out for…

…is a real deal…

…amidst noise.

To reiterate, we need to know the difference between noise and situations we must act upon.

The thing about noise is, …

…it’s messy.

It’s not difficult to recognize the stalky forest of noise.

However, sometimes, …

…one has trouble seeing the forest for the trees.

One needs to give noise space.

View it from a distance.

Hands-off.

For a while.

One will know it’s noise.

Situations requiring action are much clearer.

Mostly we pre-define them.

When our definition is hit, we get alerted.

Then we act.

We’ve taken any fear out of our action by mentally preparing ourselves by the time the action situation arrives.

Sometimes, situations develop very fast.

There’s been no pre-definition.

This is where we are tested.

Are we there to see the fast situation unfolding?

Mostly not.

The solution to this is to pre-empt lucrative scenarios and feed in good till triggered (GTT) orders.

These remain in the system for one year on some platforms.

If we’ve been lazy and haven’t fed in our GTTs, we need to recognize an unfolding situation.

Most have that capability.

Most are also afraid.

Can we quickly eliminate fear and act?

Those who can win big over a large sample size.

Holding

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Hey.

I hold…

…my course.

Steering gets tough at times.

The most difficult time to continue holding…

…is during adversity.

The line held drops for a bit.

One veers off the path.

While off, there’s a lot of reflection.

Was one better off on course?

There was stability.

Routine.

Continuity.

A logical conclusion.

Satisfaction.

Achievement.

Success.

Etc.

Whilst off, random, non-linked and irrational causes are created.

These causes are useless in the long-term scheme of things. In fact, their effects hamper.

So, how to continue to stay on course, especially during adversity? Nichiren Buddhism shows the way.

One can pick up activities that simultaneously create good causes.

One can set a daily goal.

Each day one strives to achieve the goal.

While doing (these), one forgets the circumstance, the adversity or the whatever that’s been bothering one.

However, if one is not comfortable following a set formula, on a personal note one could well establish one’s own methods of making powerful good causes too.

The feeling of immersion and happiness emerging from the good causes created engulfs the persona and takes one forward steadfastly into the day, and to a night of satisfying sleep.

There will be a next time, when holding will look difficult.

At the next juncture, one will try and remember that one successfully navigated through last time.

And, that one can repeat the strategy that saw one through, to see one through yet again.

Taking this loop to the nth, life becomes a ballad of ons and off, with resolute efforts to get back on after each off.

Vital towards getting back on are good fortune earned from the many good causes created, and will power strengthened from multiple jumps back on.

Magnets

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Numbers…

…can behave like magnets.

Most of the time, and for most people, however, they don’t.

Yet, I know they do.

How?

From live example.

Haven’t figured out the dynamics (yet).

For example, when certain patterns or combinations prevail, I find my head turning towards them.

It’s happened too many times for it to be a healthy coincidence.

So…

…first let’s acknowledge, that this is a phenomenon.

Secondly, l’m acknowledging current lack of understanding of the mechanism.

Thirdly, yes, I acknowledge that I don’t care how it works. Bottomline is that it works.

Do you necessarily know the physics that propels a car? Yet, you drive or travel in one.

Have you mastered the biochemistry of a body-cell? Yet you live, perhaps thrive.

Looking beyond the ‘first tell me how it works’ attitude, we are far more interested in harnessing the power of the phenomenon.

Number Patterns.

Chart patterns.

Some indicate entries. Others exits. Yet others status quo.

Single numbers.

Combinations.

Some remind us of events.

Loved ones.

Warnings.

Messges.

Figure out what’s happening around you.

The universe is speaking to us with this tool.

Do we have the capacity to listen?

Understand?

Act?

No?

Why not? Rise and grab the tool and its benefits.

Yes?

Wonderful!

🙂

2050

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Hey,

There’s a Street View… ,

… , and then there’s a street view.

I rely on…

…my street view.

Making it a point not to heed that the Street thinks, I repeatedly look for micro and macro signs on my street.

My street is where I am.

I mostly spend my time in my own country.

And, my street view is one of staggered growth.

There’s development…

…with holdups waiting to happen out of nowhere, and often.

That’s India, for me.

Am I going to cry?

I scream, actually, at apathy prevailing, but from the inside. To no avail. At one point the screaming stops. The only thing remains is to take advantage. I’ll make it up for India. Part of the money earned will go towards a private initiative towards my country’s development. So, no guilty-conscience here. My country gives me repeated opportunities. Why should I not take them? India does give me grief too. It’s ok. I love my country. We both can take liberties with each other, as do parents and children between themselves.

Owing to our attitudinal coordinates, our country is full of bottlenecks, and these bring a rising entity down, regularly.

Apart from that we’re emotional.

Over-emotional, actually.

So what’s going down goes down by an unhealthy multiple.

Activation.

Chart Pattern?

Numbers talking to you?

Method.

System development.

Pinpoint.

Enter.

Sizably.

Making size a function of portfolio magnitude.

When something here rises, one lets it ride with a stop that eventually triggers, then trails.

One never books a winner fully in India. Not in this bull market.

Billion dollar strategy.

One first goes cost-free.

And then some.

After one’s in-the-profit stop is triggered and then hit, one takes one’s principal out, with which one will fight the next battle, the next quest for cost-free-ness.

One leaves one’s cost-free-ness created on the table and shifts if out of sight and out of mind.

One’s cost-free-ness can be held for a long, long time.

Till 2050?

Yes, if the underlying has been duly whetted for a 2050 hold.

That’s how we play India.

Till 2050.

Making Time Stand Still

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The buck stops…

…with the entity called time.

Too much hangs on it.

Lack of it makes decisions difficult.

Too much of it defers them.

In the markets, we take it out of the equation…

…and then act.

If not, market forces bog us down.

And, imagine the load if our game is heavy.

After having gotten our basics infallibly into place, we wish to play a heavy game, without the load.

Hence,…

… – time – …

…first we take out of the equation,…

…and then we play.

We stretch the trade duration to a potential infinity. Period.

Trade might resolve in a few days. Or not. Right.

However, potential infinity gives us the wherewithal to focus on the next play.

Then, before action, we make time stand still.

How?

By forgetting that it exists.

By focusing on the one act that we are about to commit.

By encompassing the totality of all connectivities that have led us to the moment of acting, and having them before our mind and on our fingertips, as we act.

By being pinpointedly mindful of our actions whilst shutting out any disturbing noise.

By being…

…in the Zone,…

…such that,…

physically,…

…time might tick,…

…but for us it doesn’t seem to.

And…

…why?

Why are we so interested in making time stand still as we act?

For just one pure reason.

We want our act to have maximum impact.

And that it will, once we act, immersed in the scheme of things.

The chronology is as follows : Time still-stand, identification of market act, entry into scheme of things, action, exit from scheme, time roll-forward.

Timeframe doesn’t register in our minds. Potent action is identified, and happens, fitting into the natural fabric of things, into the timeline of the scheme of events.

Impact, ideally, is maximum.

Imagine the cumulative impact of a lifetime of such actions!

Wishing you lucrative times!

🙂

Taking Off with Cost-Free-Ness

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In Buddhism, …

…there’s a saying to the effect, …

…that as the sun rises, …

…the radiance of others stars, …

… to the observer’s eye, …

… pales, …

…into insignificance.

We’re not going to leave an observation like that hanging.

We’re going to extrude it.

When we make a well-managed underlying cost-free, …

…what are the implications, …

… on existing holdings, …

…which are not cost-free yet?

Well, over a large period of time, …

…their comparative impact on the folio…

…will start paling, … into insignificance.

Let’s say we hold x value of cost-free-ness in an underlying.

Rest of the folio’s value is y, with y = let’s say 30x.

Here’s one way go looking at it.

What’s the maximum loss you can incur on your y?

Not going to happen, but it’s 30x.

What’s the maximum gain that can occur on your cost-free holding?

Uncapped. Yeah.

At 15% per annum compounded, which is reasonable to expect for a well-managed company with many other tick-marks, if you hold your cost-free holding for 25 years, it’s value would be ~ 33x (= 1.15^25).

So, what have you done?

You’ve paled your other portion of the folio into “insignificance”, with just one created pocket of cost-free-ness.

Do ponder, what the implications would be, if you were to create a). 10 such pockets, or b). 20, or c). 50, or perhaps even d). 100 such pockets of cost-free-ness?

Can you even imagine where you would then be in 25 years?

a). With 10x of cost-free-ness, you would be at ~ 329x.

b). With 20x of cost-free-ness, you would be at ~ 658x.

c). With 50x of cost-free-ness, you would be at ~ 1645x.

d). With 100x of cost-free-ness, you would be at ~ 3292x.

Now substitute the value of x here.

Arbitrarily, let’s take x = 1.

One rupee.

One thousand.

One lakh.

One million.

One Cr.

Take what suits you.

See where you started from, and see where you’ve then come.

For example, starting with 1L of cost-free-ness, we land up at ~ 16.5 Cr in 25 years for 50 pockets.

Let’s say I have a target of creating 1 million worth of cost-free-ness in 50 pockets.

Where do I stand in 25 years?

At ~ 165 Cr (50 *1Million *1.15^25).

Alone the after tax dividend emerging from this stream would be > 2.5 Cr per annum.

Any takers?

🙂 (Happy Cost-free-ness!)