MainStreaming

When the trickle…

…becomes a flow…

…becomes a water-fall, …

…you’ve just gone main-stream.

Life main-stream is not different as such, …

…except for more zeros behind a one.

One more thing is very prominent, though.

NOISE.

Yeah, noise just got that much louder.

Why?

Because…

…there’s your main-stream, …

…and ever other professional concept or suggestion, …

…is noise, …

…for you.

If that’s not your reality, you’re going to bungle up your main-stream.

At this stage, mistakes are costly.

Going back to a drawing-board is going to cost precious time.

By the time you’ve gotten to your main-stream, time is not a luxury.

Make your scaling up worth it by believing in your main-stream.

Keep fine-tuning it to make it work for you, to its logical conclusion.

That would be the legacy stage.

Once you’re passing on your legacy, all else becomes noise, since closing a positive loop with deep satisfaction is what we ultimately strive for.

Task

Pockets…

…burn.

Other ones are still stable.

There’s no telling when…

…some of these will start to burn too.

Such are the times, that a new war commences within hours.

Meanwhile, our subconscious immunity to newsflow reaches new highs everyday.

That’s a huge marker for over-confidence.

Those entering propped markets in full flow are showing this trait in vast degrees.

At a time like this, where do we need to be, financially?

A 1.0.1. tenet that applies here is that basic finances need to be at our beck and call. No 48hr+ lags please.

Also, one needs to be in things one understands oneself. Ulterior motives rule amongst all financial institutions in extreme times, and the helm needs to be firmly in our hands, even if part of our finances are in theirs. So, nothing discretionary, please. Don’t leave yourself at the whim and fancy of a fund manager. Funds are yours. You will do a better job, specifically because your lifeblood is on the line.

Let’s plan for…

…entries, …

… exits, …

… continuity, …

… and legacy.

When it comes to personal finance, the job required is nothing short of thorough, solving for all nuances possible and conceivable.

Wishing you happy and lucrative investing!

🙂

Steady

Markets are not, …

… but we are …

… steady.

Why?

Our plan is in place.

And, it’s acting out.

At such a time, when things are actually happening, should we just bail?

NO.

We had built up to this.

We had determined…

…to be liquid…

…at a time like this.

And now the time is happening.

We were mindful of not underestimating market-forces and how they influence the mind.

We knew we’d feel a sense of fear…

…but had taught ourselves to still act, by generating an environment of fearlessness.

And acting we are, fearlessly.

Funds have been going in, and will continue to go in throughout the fall, bit by bit.

This is our time.

When everyone is afraid, that’s when we play.

We are actualizing big profits by this action, because we are buying into margin of safety. Actualization will translate into real profits at a later stage. Sooner, than later.

You see, things take place very fast in the markets nowadays. Falls happen extremely quickly. Bear markets were capped at 15 to 18 months pre-CoVid. However, don’t you feel the speed of movement is much quicker nowadays?

So, currently, we are buying into margin of safety. Eventually we’ll pull some principal out and create cost-free holdings. Later, as levels pick up, we’ll be buying into momentum. Our entry quantum will increase with increasing levels, since entry-size is a function of portfolio-size for us. Also, the speed of translation into cost-free-ness will shoot up.

We will continue to create cost-free-ness through all cycles, sometimes slowly, sometimes faster.

Over time, our created cost-free-ness will become a sizeable legacy.

Happy Sixth Birthday, Magic Bull!

Phews…

…game’s getting interesting…

…as we turn six. 

We’re thinking of endgame scenarios. 

We don’t consider endgame-discussion to be silly anymore. 

We’re not treating an endgame as far-off. 

We’re financial-health-conscious. 

We’re learning to detest debt. 

We understand that debt is a virus. 

It starts to eat us up from inside. 

The only avenue when we do consider debt as a tool is when cashflow fills up any void soon enough, annihilating whatever debt that’s been incurred. 

Debt-free-ness is our goal. 

Maintenance of debt-free-ness becomes our natural endeavour. 

Why?

Such a condition leads to burgeoning financial health,…

… ultimately culminating in full financial freedom. 

We take “two minutes of freedom” to think about what financial freedom means. 

Not needing to worry about repayment of any bill, whenever, whatever, however much…wow!

That’s where we want to be. 

If we’re not there yet, we’re defining conditions that’ll get us there. 

If we’re there, we’re ultimately starting to realize, that one can’t eat money. 

Money is a force. It’s physical existence is in the form of paper. However, the force nature of money is what we’re in the process of understanding. 

Force can be used to do the highest good, but also its opposite. 

A part of our excess force is diverted towards doing good. 

Charity. 

Upliftment.

Legacy. 

What are we if we don’t leave behind a legacy?

What will we have lived for?

This is our one shot, and it’s a big one. 

We’re making it count.

Slowly, realization is taking over. 

We’re evolving. That’s one side-effect of financial freedom, but one needs to want to evolve too. 

Our evolution is making us divert more and more funds towards the greater good. 

We’ll take that. That’s fantastic. No further discussion required. 

Happy reading!

🙂

Incorporating the Satisfaction Factor 

How do you wish to leave your portfolio? 

Leave as in… 

… you leave. 

Let’s paraphrase this. 

In what condition do you envision your folio to be at your time of ultimate departure? 

Why is this question necessary? 

Why are we putting together our folios? 

What do we want out of the whole shebang? 

Are we playing the game just because everyone else is doing so, without thinking any further? 

Stop. 

Think. 

Do. 

We want satisfaction. 

Everyone searches for happiness. 

We want to have led full lives. 

We want to leave with smoothly outlined pipelines which won’t be blocked by any surviving party’s antics. 

Auto-pipelines are a reality now. It takes a standing instruction, that’s it. 

We want to have done some CSR work, as in charity. 

We want to leave a legacy. 

We don’t wish to make our surviving family slaves to an inheritance. We want them to be self-sufficient with trouble-shooting acumen. However, funds need to be accessible at times of emergency. 

And blah blah blah blah blah…, list can be endless. However, you get the gist. 

All this requires planning… 

… NOW.

Take out the time to do some basics. 

Nobody’s asking you to do a doctorate on this. 

Just do the basic nitty-gritty. 

The whole with some basics leads to successful and satisfactory implementation. Leave out the nitty-gritty, and you could be left without the success and satisfaction part too. 

Do it properly, come on. 

🙂 

Monotony

Plan in motion? 

Let it play. 

Sure, monotonous. 

Monotony bores you, right? 

Boring monotony yielding acceptable results is a good outcome. Don’t spoil its party. 

Divert your attention. 

Try a stunt. 

Risk a little. 

Maybe one out of your ten stunts works out. 

Develop this one further. 

Still working. 

Scale it up slowly. 

Working. 

Auto-pilot. 

Monotony. 

Results still good. 

Stop looking. 

Let it play. 

Look elsewhere. 

Do something new with yourself. 

Soon, it’ll be time to go. 

Meanwhile, build a legacy to leave behind, in your memory, one that benefits many.