Steps are the New Currency

Walking walking walking…

… steps.

We’re logging them.

We’re thinking more about them than dollars, pounds, euros or rupees.

How many steps’ve you done today?

And who’s we?

We’s a collective. People who’ve gotten financial basics sorted, but perhaps not health basics. However these people have realized that. Smart.

Why smart?

Simple.

To enjoy one’s financial basics, one’s health basics need to be in place.

Place health before wealth, and you enjoy your wealth.

No health, but wealth, well, then you don’t enjoy your wealth.

We’re also in it for quality of life, right?

Therefore, yeah, treat steps as a very valid currency that gives you the ticket to enjoy other physical currencies and their benefits.

Logged 10k for the day yet? Or 15k?

Yeah? Super.

No? Why not? What are you waiting for? Step up, buddy!

Manipulation / Fraud / Ponzi – I Reject You

I detest manipulation, and manipulators. 

I like people who are straight-forward, without hidden agendas. Simplicity is gold. Simplicity breeds success. Simplicity gives satisfaction from within. 

All the twisting and turning, wheeling and dealing, wangling and dangling of manipulation makes me want to puke. 

Therefore, manipulators, frauds, Ponzis, I reject you. Manipulation doesn’t make the manipulator happy. Try it and see. I’m 100% sure your story won’t have a happy end.

Rejection is a simple process. When you reject something, you stay away from it. You get out of its way when it is in the vicinity. You head off elsewhere when that something is headed in your direction. Everyone’s probably been rejected sometime or someplace, so everyone probably understands rejection. 

Well, rejection is one thing, but how does one recognise a manipulator, fraud, or Ponzi?

Recognition is key. 

This breed of people talk sweet. They appear harmless. They don’t lose arguments. Quick, witty, sharp. Fast thinkers. They keep you hanging. Give ambiguous answers. Mostly, they like to not answer at all, so as to keep you dancing around them, making you more vulnerable to their schemes or ulterior motives. If you’re interested in their something, they use silence as a weapon. You’re hot, you’re interested, they’re silent, makes you hotter, makes you more interested. The idea is that ultimately, when the manipulator breaks the silence, you lap up whatever you’re getting. Also, they keep you hungry for more. Manipulators are vicious, vile people. 

Where manipulators push you to act, slowly, but steadily, by twisting and turning your world in the manner they consider appropriate (since you’ve given them that power), frauds outright present a reality which sucks you in to sign the dotted line. Frauds sell a dream. It’s a great dream. You want to be a part of it. It overwhelms you. It’s almost too good to be true.

Ponzis are frauds. They sell the dream of unrealistically large returns. They count on greed to cloud your vision. They lure new sets of investors by distributing investorial proceeds from one set of investors as dividends to slightly older investors, and so on and so forth, till the bandwagon is overloaded with thousands of investors paying full-throttle only to see the Ponzi vanish next day, with everything, never to be heard of again. 

When someone doesn’t give you a straight-forward answer, walk the other way. Don’t bother with benefit of doubt, just walk the other way. With very high probability, you’ll have avoided a manipulator. When someone uses silence as a weapon, walk away ten miles. Warn everyone of a mega-manipulator in the neighbourhood. Analyze sweet- and smooth-talk ten times. Is there any truth in what’s being said, or are the words an eye-wash, hiding a fraud behind themselves? If you’re not greedy, you won’t fall for a Ponzi. Don’t be greedy. Period. 

You’ve hit full cycle. 

You’ve understood the existence of the breed we speak about. It has dawned upon you. Let’s call this “internal realization”.

Then comes “external recognition”, of the breed being in your vicinity, and trying to exercise its powers upon you. 

Lastly, comes “complete rejection”. 

Well done. 

You’ve saved yourself from lots of emotional and or monetary trouble. 

Spread the word. 

Apple just went Retina plus, right?

Not that your retina is going to register it, …

… but we’ve entered the retina plus age, …

… and nobody intends on stopping.

Where’s this going?

“They” themselves don’t know.

Similar goes it perhaps with your funds in the bank.

Work towards your magic number.

Fine.

Totally fine.

Fine fine fine.

Wish for you that you go beyond…

… your magic number.

What happens for you then?

Do you revise your magic number, and start working towards your new magic number…

… thus enslaving yourself for life?

Or…
…do you now start functioning…
… beyond money?

Think about it.

Do you cap it at retina? I mean, you could then use your time and resources to something bombastically world-changing, something that has nothing to do with retina?

Or…
… will you continue to be a zombie?

Wish for you, that you take the “wake-up”  decision upon arriving at above juncture.

🙂

There’s no God, is there?

Or is it just us?

We’re both good and bad, us humans.

Sometimes we strive for the highest. At other times, we stoop to the lowest.

Yeah, it’s just us.

Our best deeds appear Godly to someone in need. Someone or the other plays God to someone or the other in a spot, every now and then.

And that’s amazing. Of course an act like that sure helps that someone in need, but what does an act like that do for the someone who’s doing it?

Vacuum.

Are you familiar with the principle of vacuum?

Vacuum governs flow.

High-pressure flows towards low-pressure. Vacuum is as low-pressure as it gets.

What kind of flow does an act of charity attract?

Goodness.

By doing good, you attract more goodness towards you.

Goodness can even take the form of wealth.

Boost your wealth.

Be good.

Commit copious acts of goodness.

Play God to millions.

Let there be no need for an actual God.

I don’t like saying it, but that’s the best cushioning / protection you can give to your portfolio.

Truth is truth.

Benevolent principles need to be propagated.

I don’t care about how awkward it looks.

I write because I care.

Shooting Straight, Shooting Right – Finding One’s Structures.

What are the right shots?

Who calls them?

Who doesn’t call them?

How many wrong shots? Before a right shot?

Why this discussion?

Yeah, I ask a lot of questions. I’ve become oblivious to the pain connected to the world finding out my exact level of silliness.

Yeah, I don’t keep my silliness under wraps. I’M NOT EMBARRASSED ABOUT MY SILLINESS. If you are, about yours, you are doing something grossly… WRONG. You are going to have huge problems finding what works for you. Reason – you’re not getting it out of your system – oh it’s so embarrassing, oh it looks so silly, oh it’s awkward…well stay where you are then, NOBODY is sorry for you. 

I’m silly, them a little more, then maximum, till I’m not silly anymore, for a while. That’s when right shots happen.

What are we talking about?

Life is about taking pot-shots at something or the other. Yeah, ultimately, it boils down to that. You take a shot – at something. If you don’t, you are just left twiddling your thumbs, and life passes you by. 

Once, me and my brother were fighting. We were kids. My grandfather heard the commotion, and stopped us. He just had one thing to say – and he said so much with that one sentence. He said that 100 years – they just pass you by in a flash. So stop fighting. Try and enjoy your togetherness. Whoaahhhh!!!

We’re not going to let life pass us by just like that. We’re going to first call the right shots, and then take them. 

Right shots don’t just happen. 

Before something fits, many things don’t. 

You just have to keep on taking shots. 

Forget about disappointment, embarrassment, awkwardness, silliness, what have you. 

Keep on taking…shots. 

On and on. 

Something will fit. 

Wait for it. 

It feels right. 

Build up on it. Copiously. 

You’ve been groping in the dark, and have found something that works for you. Don’t let it go. Build on it. Till you can’t anymore. Let the structure stand. Let the structure be there for you, forever. 

Then, look for your next structure.

You, and Your Purpose

Who are you?

Yeah, that question again…

Frankly, I’m not too bothered about who you are.

Yeah, I’m too busy trying to fathom who I am.

Guess who needs to be concerned about finding out who you are?

You!

Nobody else.

In addition to “Who are you?”, here’s another one that goes with the flow…

Where do you fit?

Not stopping…

What’s your purpose?

Yeah, why are you here?

What drives you?

Where do you start?

And sure, where do you stop?

What’s the gauge? How do you gauge where you stand with all these questions and their answers.

Luckily for you, Nature hid this gauge inside you.

Connect please.

You’ll feel… comfortable where you fit.

You’ll know where to start. When to stop. From inside. Below all the huff and puff, in the stillness of mind, lie answers. Find them. Talk to yourself. It’s not crazy to talk to yourself. In fact, those who don’t are crazy.

Where you’re happy doing stuff lies your purpose. That which causes maximum happiness and satisfaction, in you and around you – that’s your purpose.

Your behavior in multiple situations tells you who you are.

Align who you are with your purpose.

Once you know who you are, you can go about defining and delineating your risk-profile.

Making Sense of Losing Battles

Winning gets boring after a while.

Unbelievable, but true.

However, losing continues to pinch, time after time.

That’s the key difference between winning and losing.

Life’s bipolar game is skewed more towards the pinch of continuous loss than towards the continued pleasure of winning.

Get used to losing… but, lose small.

Win big. Don’t nip a small win in the bud and thus stop it from becoming a big win.

Sometimes, you identify losing battles.

These are areas where you’re just not able to win.

What do you do with a losing battle?

Walk away. One option. Weigh the odds. If your walking away impacts no one, and simultaneously betters your existence, yeah, this is a very valid option. For example, one walks away from a losing trade.

Fight. Second option. You’re not beyond your stop, whether in a trade or in life. You fight, to save the battle, and perhaps to win.

Learn. Third option. You’re not able to get away from the losing battle, because your exit impacts something or someone. You hang on. No choice. Your pain teaches you big things. You learn. Sometimes, such a big losing battle suddenly turns into a glorious win. That’s because all the lessons from the scenario have been learnt. Enjoy, you deserve it.

Devolution. Not an option. Don’t allow your losing battle to devolve you into a demon.

Incorporation. Very valid option. Incorporate the learnt lessons from your losing battles into winning strategies for other battles in life.

Cheers.

Core-System Discovery

You look.

Perhaps without success.

You look again.

And again.

So on and forth.

Till you find.

What?

An addition to your core-system.

What’s a core-system?

The better question here would be – what’s your core-system?

Now, fortunately or unfortunately, that’s for you to find.

In a nutshell, your core-system is that something which makes you tick. It has as many facets as you wish it to have. Each facet needs to be discovered, attached, fine-tuned, tried, tested and finally welcomed to or rejected from your core-system.

Facets are not limited to your professional life. Your core-system makes you tick on an all-round basis.

For example, brewing and savouring that perfect cup of tea could be an important facet. Finding, fine-tuning and enjoying your favorite media-source could be another. Blogging could be one. Sport. Hobbies. Family time. People skills. Yeah, now we’re getting professional. You can fill in your professional blanks.

Discovery costs. Time, effort, funds, nerve, sweat. It’s worth it many times over when you find a fit. Please believe me.

Some things don’t fit. You think you want them badly, but the harder you try, the more they refuse to fit. After trying your hardest, you need to conserve your life-force to look for another fit. What didn’t fit didn’t fit for a reason. It’s not mandatory for Nature to reveal that reason to you. Move on.

Keep looking for fits. Eventually, you’ll have a robust core-system, which will make you tick exceptionally.

Happy Findings!

🙂

Whose Game Are You Playing?

Are you playing your game?

No?

Why not?

Why do you play someone else’s game?

Do you think that’s going to make you happy?

Just for the record, working for someone doesn’t necessarily mean you’re playing that someone’s game. You’re walking a common path with someone. Could be your boss. Spouse. Parent. Sibling. Whosoever. You could still be playing your game.

Life’s a game too.

A game doesn’t mean you have to rule over someone, or something. Wherever there’s a lesson to be learnt, a game is on. When we talk about your life-lessons, we talk about your game.

If I’m not mistaken, life is about learning. For some of us. There are souls who come to spend surplus Karma. Once this is exhausted, their game changes by default, since the lessons start again.

We come face to face with people and situations… to learn. The same people and / or situations keep reappearing till some learning is fully learnt. They can appear in an overbearing role, but you’re still playing your game. You’re learning your lesson. Or not. These people and / or situations cause you to behave as per a groove which has encompassed your life. The lesson is to learn how to break out of the groove. If you’re learning the lesson, you’re playing your game. If not, you’re playing someone else’s.

Play the market. Play your game with the market. Someone else’s successful market game might lure you. It won’t give you lasting succes. Why?

Someone else’s successful market game caters to someone else’s psychology. In crux situations, you will falter in that game. You will lose it all. That someone will succeed. He or she has spent years devising a game which caters fully and totally to his or her psychology and risk profile. Not to yours. He or she cannot know as much about your own psychology and risk profile as you do. Therefore, devise your own market-play. Then, play it.

It takes years or perhaps a decade to discover and understand your behaviour, psychology and reactions to varied market situations. Be there. In the market. Make small mistakes. Learn your lessons. Understand your grooves. Devise a comprehensive strategy around this.
That’s your game.

What are you waiting for?

Play it.

🙂

Less is More

Fill your plate.

Work.

Go all out.

Nobody’s asking you to work less.

Research.

Hit it with your best shot.

Do quality work.

Work with the best tools.

Enjoy your work…

…so much so, that time ceases to exist.

Yeah, that means you’ve found your calling.

However, connect less to live Mrs. Market.

Here, less is more.

Keep her away as much as possible when she’s live.

Only connect live when you really, really have to.

What are you achieving?

Minimal bogging down live market forces.

You’re away from the pandemonium, the confusion.

You’ve set your self up brilliantly, to think clearly.

Now, gather your thoughts, gather your research.

You get into the Zone.

You have a purpose.

It can be anything. A market instruction. An instrument alteration. A structural change. A query. A test. A probe. A check. Something small. Something big.

With your purpose right before your eyes, connect live.

Solve your purpose.

Disconnect.

Relax.

Let remnant market forces leave you, yeah, let them dissipate.

Do some other stuff for a while.

Then, when you’re ready, get back to your research.

If you’re not ready after a while, call it a day.

Go for a swim. Or something.

What’s the Intrinsic Value of Inflation – FOR YOU?

Pundits taught about Inflation.

It ate into you.

Did it discriminate?

Nope?

Did life discriminate?

Or was it your Karma?

So you made it to HNI, without perhaps knowing what HNI stands for.

You’re a high networth investor, bully for you.

Here’s a secret. You’re not really bothered too much about Inflation.

What?

Yeah. Don’t bother too much about it. 

Why?

It’s eating into you, given, right. 

By default, you need to look into something that’s eating into you, right?

Well, right, and then, well, wrong. 

You had a hawk-eye on inflation till you made it to HNI. Well done, correct approach.

Now, you’re gonna just use your energies for other purposes, for example for asset allocation, fund-parking patience, opportunity scouting, due diligence – to name just a few avenues. 

Why aren’t you using even a minuscule portion of your energies to bother about the effects of inflation?

Well, simply because it’s not worth the effort – FOR YOU – now that you’re an HNI. 

Sure, inflation will eat into you. However, the way you handle your surplus funds will defeat its effects and then some, many times over. Use your energies to maximise this particular truth. 

What makes you an HNI? Surplus funds to invest, right?

Surplus sits. 

It waits for opportunities. 

An entry at an opportune moment gives maximum returns.

You’ve sifted through the Ponzis. You’ve isolated multi-bagger investments. You’re waiting for the right entry. 

Meanwhile, old Infleee is eating a few droplets of your wad. Let it. Focus on what we’ve discussed. A multi-bagger investment entered into at the sweet-spot could well make ten times of what old Infleee eats up. 

Go for it. 

If it Fits You…

… then nothing else matters.

Who told you that finance is a one-size-fits-all game?

Actually, the truth is very far away.

Truth is truth.

It doesn’t matter how much you twist it, or bury it or whatever.

It eventually emerges, unchanged, unscathed, true.

And the winds here are talking about unique sizing for each market player.

Yeah, only a unique fit is going to fulfill your own market play.

It will look silly to others.

People will laugh.

Doesn’t matter.

It fits you.

You’ve found your fit. That alone is invaluable. People undergo decades of struggle looking for theirs. Many don’t find it.

What is that state of being, when you know that you’ve found your fit?

Satisfaction.

You’re not jumping.

Not edgy.

Not looking further.

Looking for extra time, to develop and enhance what you’ve found.

You’re at peace.

You’re happy sitting.

Small things count big in the markets.