Inflammation Anyone? 

Inflammation… 

… needs a reason to be… 

… and a reason to go. 

Let’s talk about the most common inflammation afflicting mankind. 

Sugar induced obesity. 

Human body recognizes Glucose and metabolizes it. 

However, the same human body treats isolated Fructose as poison. 

HFCS, short for high fructose corn syrup, is therefore full of poison. 

HFCS is much cheaper than table sugar. 

HFCS is used in big volumes by the food industry. It’s replacing normal sugar. Everywhere. It’s sheer… poison. And it’s cheap. Very cheap. 

It’s in cola, it’s in ketchup, it’s in almost all processed foods.

What happens to it in the body? 

Well, what happens to poison?

It goes straight to the liver. This wonderful and magnanimous organ tries to break it down. 

One big side-effect of the breakdown mechanism is the triggering of inflammatory enzymes. Body cells then start to swell up to protect themselves from poison. To and fro is impaired. They don’t want poison coming in. Unfortunately, good stuff, like insulin that throws out excess sugar, is also not allowed to enter.  Mankind is poisoning itself to obesity. 

Cut out the HFCS. 

Exercise to shake out inflammatory mechanism. 

See how your inflammation vanishes. 

Now let’s talk about the most common financial ailment afflicting mankind. 

Debt. 

We are in debt. 

We take more debt. 

We surround ourselves with useless paraphernalia, to ward off reality. 

Inflammation, again, disguised, but inflammation. 

Ultimately,  the mountain of due interest buries us under it. It chokes off our air-supply, just as obese cells produce “bad” lipids that deposit as mountains of plaque in our arteries, and choke off our blood supply. 

Let’s nip the problem in the bud. 

Like no HFCS – no debt. 

Craving for sugar? Fine. Control. To a point. Still craving. Fine. Have. But have normal sugar, along with fibre. Don’t have anything that contains HFCS. Shake off the relatively minor inflammation caused by normal sugar with exercise. You’re good. 

Longing to spend money? Control. To a point. Still longing to possess that something? Fine. Save. Consolidate. Accumulate cashflow. Only use debt when upcoming cashflow nullifies it in very foreseeable future. You’ve gotten your something, and you’re either debt-free already, or are going to be debt-free very soon. 

You’re good. 

🙂 

Happy Sixth Birthday, Magic Bull!

Phews…

…game’s getting interesting…

…as we turn six. 

We’re thinking of endgame scenarios. 

We don’t consider endgame-discussion to be silly anymore. 

We’re not treating an endgame as far-off. 

We’re financial-health-conscious. 

We’re learning to detest debt. 

We understand that debt is a virus. 

It starts to eat us up from inside. 

The only avenue when we do consider debt as a tool is when cashflow fills up any void soon enough, annihilating whatever debt that’s been incurred. 

Debt-free-ness is our goal. 

Maintenance of debt-free-ness becomes our natural endeavour. 

Why?

Such a condition leads to burgeoning financial health,…

… ultimately culminating in full financial freedom. 

We take “two minutes of freedom” to think about what financial freedom means. 

Not needing to worry about repayment of any bill, whenever, whatever, however much…wow!

That’s where we want to be. 

If we’re not there yet, we’re defining conditions that’ll get us there. 

If we’re there, we’re ultimately starting to realize, that one can’t eat money. 

Money is a force. It’s physical existence is in the form of paper. However, the force nature of money is what we’re in the process of understanding. 

Force can be used to do the highest good, but also its opposite. 

A part of our excess force is diverted towards doing good. 

Charity. 

Upliftment.

Legacy. 

What are we if we don’t leave behind a legacy?

What will we have lived for?

This is our one shot, and it’s a big one. 

We’re making it count.

Slowly, realization is taking over. 

We’re evolving. That’s one side-effect of financial freedom, but one needs to want to evolve too. 

Our evolution is making us divert more and more funds towards the greater good. 

We’ll take that. That’s fantastic. No further discussion required. 

Happy reading!

🙂

The Pinch of Minuscule Loss

Did I drop the 200 bucks this morning?

Hmmmm…

…naehhh.

I don’t drop cash.

It was probably nicked from my rucksack.

You know what, this incident is pinching me.

I’m trying to brush it off.

Was I careless?

Yes.

Why?

God knows.

Over-confidence?

Maybe.

Do you see?

Even minuscule loss has it’s thought-process-baggage.

Minuscule loss pinches too.

Where does that leave us?

We’re market-people.

We’re faced with minuscule losses everyday.

Hopefully miniscule.

Meaning, hopefully everyone has by now graduated to putting stops.

Don’t underestimate the business of stops.

The human mind gets used to stops very slowly indeed.

Society teaches us to win at all costs. It doesn’t teach us to take a small loss and get out.

Trading works differently, however.

You can’t will a losing trade to win.

Society teaches us to book a winner and post it on social media immediately.

Again, trading is so different.

A small winner needs to be left alone, so that it can grow into a multibagger.

When we enter into the world of trading, we have to first swear to ourselves that we will start to program our minds from day one.

Otherwise, we’re dead-meat.

We need to teach our minds to let winners win some more.

And, we need to programme our minds to cut many, many small losers while they are still small, simultaneously and slowly getting immune to the pinch of minuscule losses by taking these in stride, one, after another after another…

…, till, the rest, as they say, is recorded as successful trading by History.

Incorporating the Satisfaction Factor 

How do you wish to leave your portfolio? 

Leave as in… 

… you leave. 

Let’s paraphrase this. 

In what condition do you envision your folio to be at your time of ultimate departure? 

Why is this question necessary? 

Why are we putting together our folios? 

What do we want out of the whole shebang? 

Are we playing the game just because everyone else is doing so, without thinking any further? 

Stop. 

Think. 

Do. 

We want satisfaction. 

Everyone searches for happiness. 

We want to have led full lives. 

We want to leave with smoothly outlined pipelines which won’t be blocked by any surviving party’s antics. 

Auto-pipelines are a reality now. It takes a standing instruction, that’s it. 

We want to have done some CSR work, as in charity. 

We want to leave a legacy. 

We don’t wish to make our surviving family slaves to an inheritance. We want them to be self-sufficient with trouble-shooting acumen. However, funds need to be accessible at times of emergency. 

And blah blah blah blah blah…, list can be endless. However, you get the gist. 

All this requires planning… 

… NOW.

Take out the time to do some basics. 

Nobody’s asking you to do a doctorate on this. 

Just do the basic nitty-gritty. 

The whole with some basics leads to successful and satisfactory implementation. Leave out the nitty-gritty, and you could be left without the success and satisfaction part too. 

Do it properly, come on. 

🙂 

From Strength to Strength 

Baby steps… 

… into freedom. 

What kind of freedom are we talking about? 

Universal freedom? 

If you insist, smarty, but first things first.

Financial freedom. 

That’s the kind of freedom that sparks off every other kind of freedom. 

Our first and foremost goal is to achieve financial freedom. 

What is the one big nemesis of financial freedom? 

Debt. 

Tear off debt. 

Detest it with every cell of your body. 

If it comes towards you, move in the other direction.

Don’t allow it’s tentacles to engulf and then strangle you. 

You do all that by nipping it in the bud. 

A new world order in being defined. 

The debt-free… 

… and the in-debt-ones. 

Where do you wish to belong?

The former category calls the shots. 

That’s where you belong. 

Your every move… 

… takes you from strength to strength… 

… towards debt-free-ness. 

Full financial freedom is a short walk from there. 

Story doesn’t stop there, sure, your strength-momentum sees to that.

However, it’s the first debt-free million that’s always the hardest-fought, and the most-fondly remembered.  

What about Daddy Cool? 

Boney M sang this blockbuster hit in the ’70s.

I’m sure you’ve heard it, because it’s still the rage. 

he’s crazy like a fool – what about daddy cool? 

Who’s Daddy Cool? 

You tell me. 

Is it you, in a cool cucumber moment, slow to respond to stimulus, devoid of anger, master of your situation in a kinda non-bossy, non-micro-managing (cool) way? 

And what of Mr. Hyde’s Dr. Jekyll nature? 

We’re talking about your “like a fool” moment.

Just for your information, winning behaviour is often termed foolish by the crowd. 

Contrarian investing is one such example. 

Successful derivative trading is another. 

To cap it, let’s not even talk about private equity in real-estate. 

Did someone mention high-yield structured-debt? 

There are many examples of “foolish” behaviour. 

These same examples earn very well. 

So… 

… how do we do it? 

We maintain our cool. 

We keep all basics going, as they are. 

With a small portion of our surplus, we take calculated risks, in a controlled environment. 

Sure, these risks will appear foolish to someone on the outside. 

However, our controlled environment has installed riders for our safety. 

A balance-sheet might be stressed, but not stressed enough for bankruptcy. 

A lock-in might be ultra-short. 

A stop-loss might be in place. 

Collateral might be up to 4x.

There might be a highly reputed Trustee in between. 

What have you.

Have your Daddy Cool fool-moments. 

Take some calculated risks with small portions of your surplus. 

These should give your portfolios an extra-boost. 

That nagging nagging push towards action 

Yeah, it’s always lurking… 

… in the background…

…waiting for an opportunity… 

… to catch you unawares… 

… and spring to the forefront. 

Market-play is a mental battle. 

Your mind wins or loses it for you. 

Make your mind understand the value… 

… of action… 

… and of inaction. 

Make your mind pinpoitedly choose… 

… the time for action… 

… and for inaction. 

Make your mind automatically switch from…

… a state of action… 

… to a state of inaction… 

… and vice-versa… 

… and feel perfectly normal doing the switch… 

… again and again and again. 

The above by itself is a winning state of mind for you, which you can build upon. 

🙂 

The Promise of Far 

I like “far”… 

What promises me far? 

Science fiction films. 

The Interstellar, Gravity, Inception and Contact types. 

Such films relax me. 

What relaxes you? 

Have you identified it? 

Why is this important? 

Many times, we must just sit. 

Action is harmful at such times. 

We are tense. 

We suffer from the fallacy, that action is better than inaction at all times. 

Relaxation-source identification is exactly for such times. 

Go ahead. 

Get your acts together. 

Your full acts. 

Your planning needs to incorporate strategies for inaction too. 

The Promise of Far”  strategy works well for me.

It’s not my only inaction-strategy. 

However, it’s a successful one. 

When Do You Bet The Farm? 

Bread and butter. 

Safety-…

…-net.

Basics.

You gather yourself to carve out a comfortable life for your family. 

Build-up. 

Debt-free-ness. 

Yeah, zero-debt. 

Feel the freedom. 

Breathe. 

No bondage. 

No tension. 

You have to feel it. 

Surplus. 

First, small surplus. 

Then, big surplus. 

You’ve made sure that nobody ever will remind you to pay your bills. 

Great! Well done. Now… 

… keeping all basics intact… 

… you play with small surplus. 

Risk. Calculated. Digestible. 

Multiplier. 

Loss. Cut small. 

Win. Allowed to grow. 

Small surplus starts giving regular fruit. 

You put back the principal into your family’s basic corpus. 

Repeat. 

Many of your small surpluses have grown into fruit-bearing trees. 

Your farm is bursting with grain and fruit. 

Have you taken any big, indigestible risks? 

No. 

Have you ever put your family basics at risk? 

No. 

Have you ever thought about betting the farm? 

NO. 

Will you ever bet the farm, no matter how big the lure? 

NEVER. 

Nath on Equity – almost there

Market being down 61). should not pinch you. If such condition does pinch you, you might react accordingly, and do something painful. 

You make market-downs not pinch you by being 62). miniscually committed at any given time. 

Also, 63). you continue committing your miniscule quanta during market downs. 

That’s because 64). you’ve made sure you have lots more to commit, by defining such an approach for yourself. 

You are 65). happy that the market is down, because it is giving you an opportunity to enter. 

You 66). switch off market TV. You don’t wanna know from them, because they themselves don’t know what works for you. 

All 67). useless emails and smses are put on block. 

That’s because 68). information overload is your nemesis. 

You 69). learn from everything you experience. 

However, you 70). don’t follow any market-person. 

That’s because 71). you are unique. Only you can benefit yourself, ultimately. 

You are going to 72). teach yourself to become a strong hand

Thus, you will 73). not get affected by the behaviour of weak hands, ie. the masses.

Instead, you will teach yourself to 74). take advantage of the behaviour of weak hands. 

Market players 75). commit the same blunders again, and again and again. 

That’s because 76). every few years, a whole new batch of market players starts behaving unreasonably. 

This proves to us 77). that the only real learning comes first hand from market-play, to you and you alone, and only from your market-play.

This also pretty darn well insinuates that 78). theoretical learning from books or universities has zilch value in the markets.

You’re lucky 79). if the market knocks you around during your first seven years of market-play, when the kitty is small. 

That’s because 80). exactly that learning from 79). is going to earn you big as the kitty increases during your meat-years of market-play. 

Making Friends with Poison

You’re thinking cruise control… 

… when life asks you to step in. 

What just happened? 

Is cruise control a myth? 

Life in the ’10s is about variables. 

Balance arrives, to become imbalance. 

Body-chemistry. 

Most of us are far away from equilibrium because of our inner and outer environments. 

We exist for the longest time in a poisonous state of pseudo-equilibrium.

It’s become a game of how well we cope with such state.  

What’s the fine line here? 

Shying away is not an option. 

To achieve, one delves deep into the world. 

One becomes habituated to body-chemistry being regularly out of whack. 

One makes friends with one’s poisonous state of non-equilibrium. 

One achieves. 

Simultaneously, one keeps killing accumulated toxins, or pumping them out. One doesn’t let them overflow. 

Exercise. Metabolizes toxins at a fast pace. 

Anti-oxidants. Straight-away attack and break-up cancer cells. 

Water. Dissolves water-soluble toxins and flushes them out. 

Smoothies. Micronutrients. 

Fruits. Micronutrients. 

Veggies. Micronutrients.

Sleep. Recuperation.

Meditation. Recuperation. 

Chanting. Recuperation. 

Family. Rejuvenation. 

Harmony. Rejuvenation. 

Recreation. Rejuvenation. 

Etcetera. 

Do what you’ve come to do. 

Make sure you do this stuff too. 

Cheers! 

🙂 

Is it just the Japanese?

No.

It’s us too.

We’re all whacky, at some level.

Humans have quirks.

Different ones to make the world go round.

Normal for me would be idiosyncratic elsewhere.

And vice-versa.

So there we are.

The other day someone was talking about panty-automats and strawberry-excretia. Way off the bell-curve, thought I. What was it about the Japanese?

Then, how were we perceived, as people?

We do have some ugly habits, us Indians.

Ever seen a guy doing an ayurvedic nasal-cleanse on the road? Sure.

Most leave the ayurvedic out.

Occupying someone else’s seat – we’re champions at that.

I’m sure you’ve heard of Indian Standard Time.

Cleaning house and throwing the dirt on the road outside our house – yeah, we’re geniuses.

However, one of our quirks is actually positive.

We SAVE.

It’s inborn. In our genes. Adding up. Compounding. All this comes naturally to us.

Yeah, silver lining. Does redeem us a bit, since this particular quality is in short supply, the world over.

Here’s hoping that we infect other nations with the savings bug.

Also, every nation has some positive quirks. Let’s look for these, to adopt.

Cheers!

🙂

Still Looking for those Two Minutes of Freedom?

Why?

Meaning why haven’t you found them already?

It was just two minutes, right?

What was so difficult about that?

Perhaps you didn’t understand the task?

Ok.

Fine.

This is what we’re now going to try and look for.

Two minutes in the whole day. Where we feel absolutely free.

No shackles, no bondage, no worries, no tension.

Just sheer freedom.

Complete freedom.

We’re going to find them.

We could be doing an activity while we experience them.

Or, we could be doing nothing.

Depends on person to person.

Sleeping is a different matter. It doesn’t count for our exercise.

I’ve already shared with you where I find my freedom.

Right here.

I feel free when I write.

You need to find yours.

Now.

Why are we doing this exercise?

There’s something about freedom.

As you’re feeling it, it’s also freeing up stuff inside you and around you. Quality of life goes up several notches. You’ve got to experience it. Words won’t suffice.

So go for it.

What’re you waiting for?

🙂

Learning to live with (temporary) imperfection

Perfectionist?

You?

Brace up.

Something small goes amiss.

You still have to get your act together.

If you have lots going under your umbrella, well, then even more so, exponentially.

Life’s about permutations and combinations.

Something or the other goes astray, almost always.

Make sure you don’t.

Go astray, that is.

Yeah.

Explain to yourself.

Hold your act together.

The other stuff under your umbrella hasn’t gone astray.

Only the one thing has.

That’s not a bad score.

Move on.

Times change.

You will get a chance to set it right.

Such is time.

Meaning, take care of your other stuff.

Well.

Take care of it well.

When the time arrives, set your astray business right.

Now you’re good.

See?

Didn’t hurt, did it?

You held your other stuff together.

You set your astray stuff right.

All came out perfect.

What more could you want?

It paid to keep your cool.

You didn’t blow it.

Worry could have blown it.

Your other stuff could have suffered.

However you were stronger.

You had learnt to live with imperfection…

… because you had also learnt…

… that time is the great equalizer…

… and that you’d get the opportunity to make it perfect again…

which you did, while you kept your world balanced…!

Well done!

🙂

Are You Still Trying to Find Yourself?

Yes?

It’s ok.

In fact, it’s even good.

“It’s the question that drives us (Neo)!”

The search is a struggle, sure.

Struggle means growth.

Keep growing.

Let the search be on.

As long as possible.

Result?

Maximal growth.

In your effort to find out who you are, you do many things.

You try stuff out.

You interact with lots of people.

There’s tremendous Karma-exchange.

You are in various situations.

You are tested many times.

You can draw upon all this experience.

It’s your been-there-done-that.

The growth-component this search has caused is your takeaway.

Keep making that takeaway bigger.

And, it’s the only real takeaway.

We’ll leave our cash behind.

Food will become poison after a certain age.

Growth will imprint upon our energy.

Growth is ours.

We’ll carry it forward, wherever we go.

This body, that body, no body, any body.

What’s the mild pain for?

Carrying forward a niggle?

Something that doesn’t stop you from performing, though?

However, something that nags?

Can’t stop to get it out of your system?

Momentum doesn’t allow you?

When you do stop to get it out, it doesn’t go away?

Is it more mental?

Or more physical?

Can’t decide?

Don’t know what to do?

Who to ask?

What if the hospitals grab you?

Make your wart into a cancer?

Are they then ever going to let you go?

Naehhhh.

Totally stumped?

We’ll, I’ve got something for you.

Are your ears standing up?

Can’t believe your luck?

Could Nath be bee/essing?

How does he know about all this stuff?

What makes him an authority?

Why should I trust him?

Well, don’t.

Is it costing you to listen?

Well, then listen. No harm.

So, as I said, I have something for you.

Are you ready?

Here goes.

Two words.

Embrace it.

Yeah.

Yeah, embrace the niggle.

Make it drive you on.

Make its mild pain give you quality output.

Milk it.

Make the niggle your advantage.

What if it goes away?

Halleluyaa.

You’re pain-free.

What if it doesn’t?

It then becomes your secret weapon.

That’s like buttering your toast on both sides.

🙂

Where’s the Love?

Bro…

… it’s there…

… and it’s not.

You don’t find it, right?

You look and look.

You try everything.

Still not satisfied.

You think you’ve found it in something…

… or someone…

… is it there?

Possible… possible… possible…

… till it’s not.

It could’ve been there.

Then, it could’ve just gone.

Yeah, just like that.

Where does that leave you?

Are you to die without finding love?

Are you to find it beyond your current incarnation?

No point then, right?

Why not here?

Meaning right here, right now.

In the moment.

There is love in the moment.

It occupies a dimension.

You need to vibrate resonantly.

That’s when you start to mingle with its vibration.

You find it.

Your vibration warps.

You lose it.

Stay with it.

For a while.

The moment teaches you about the nature of what you look for.

Start to graduate.

Find it in ventures.

Some find it in finance.

Some become doctors.

Entrepreneurs.

Blah blah blah.

Post-grad to people.

Tough ball-game. We fail. Then we try again. We keep trying, till we kinda learn. Or not.

PhD in your life-partner.

Whoahhhhh, now you’re rolling.

Found it in your life-partner and stayed with it?

You’ve come a long way, bro!

Bully for you!

🙂

What to do in the Age of Shocks?

Wait for a shock.

That’s it.

Then go in… a bit.

Sound simple?

Ain’t.

Why?

Firstly, patience.

Who has patience, today?

Few.

Secondly, psychology.

Shock brings pessimism.

You don’t want to go in, not even a bit.

That is the whole thing.

Punchline. Understand it, and you’ve won already.

Thirdly, funds.

Who has funds, when the shock arrives?

Few.

Why?

Barely anyone knows how to SIT on funds.

I didn’t either.

Self-taught.

Through mistakes and pain.

By putting money on the line… losing it.

Took eleven years.

Now I know.

So don’t tell me that one is only born with the ability to sit.

Don’t waste your funds. Save them. They are your soldiers.

Fourthly, energy reserves.

Who has energy reserves when the shock arrives?

Few.

Why?

We’re too busy doing this doing that, always, forever. We don’t know how to conserve energy and build up reserves. Those who do then use their reserves to carry forward their strategies upon the arrival of a shock.

Fifthly, focus.

The hallmark of a big winner is focus.

Who has focus?

Few.

We’re too busy diversifying. It’s safer. Investing in the wake of shocks requires pinpointed focus.

Sixthly, courage.

Who has courage?

Few.

Why?

We’ve been taught to avoid, and move on. Life’s too full of BS that needs to be avoided. However, coming out during shocks needs courage. Face the enemy, and fight.

Seventhly, and perhaps this should have been on the top of the list, common-sense.

Who has common-sense?

Almost no one.

Why?

We’re too busy being complicated and sophisticated. We want to portray falsehood. We miss the forest for the trees. However, shocks are tackled with common-sense. Simplicity in thinking is paramount. The simplest ideas making the most sense are also the most successful ones.

Eighthly, long-term vision.

Who has vision?

Handful of people.

Why?

We’re too near-sighted. We want instant gratification. However, a shock presents excellent ground to root yourself in for the long-term. Understand this, and you’ll have understood a lot.

I could go on.

That’s quite enough though.

Above are eight points to think about,  to be seen as eight weapons that need sharpening, to come out fighting in the age of shocks.

Be patient, optimistic, fund-heavy, energy-heavy, focused and brave. Use your common-sense. Have long-term vision. BASICS.

Wishing you successful investing, in an age riddled with shocks.

🙂

Endgaming?

What’re we up to, in this world?

We’re endgaming.

Am I crazy?

No.

Why am I saying so?

Look at our policies.

It’s not just finance.

Everything.

We’re endgaming everything.

Good or bad?

Whether good or bad, we’re in it.

Where does that leave you?

You’re part of we.

You’re in it too.

How should you react?

Build a strategy for an endgame.

Live like there’s a tomorrow.

Your system needs to incorporate endgame parameters.

Distance yourself from those who live like there’s no tomorrow.

Save.

Build structures.

Spread your frugality.

Help.

Teach.

Donate some of your surplus. Spread hope, and goodness.

Create positivity. Let its protective bubble go big. So big, that it protects in a radius of kilometers.

Play like you’re playing for your life.

Everything’s at stake.

Give it all you’ve got… and then some.

Ignore your aches and pains.

Lend vital support to those tumbling around you.

This is it.

There’ll only be a tomorrow if there are more like you.

Pain is Pain

Pain is pain.

Can you see it?

I know you can see yours.

Thanks for reconfirming.

Can you see the pain of others, by the way?

Does it register?

Do you walk by?

Who are you… or… what are you?

Decide which question applies to you.

For example, do you see the pain of that earthworm writhing in the sun?

It rains. Coupla earthworms come out, only to be met by scorching sun. They writhe. Do you pick them up with a twig and install them in a wet muddy patch? Do you ignore them? Do you even notice them?

Finance is not too different.

It rains on your plans.

You writhe.

If your overall strategy has not been adequate, you can even perish due to your predicament.

Do you expect help?

Well, who doesn’t?

Only, you are that earthworm now. You are in pain.

Pain is pain.

The earthworm feels it, and so do you.

However, the earthworm is not able to do much. It will probably perish.

You, however, are human capital.

Stop writhing.

Prove you prowess as being superior in performance when compared to an earthworm, or perhaps to a donkey.

Stand up.

Clear your head.

Analyze the situation.

Pain dulls.

You’ve got to push through, and come out of it.

Once you’re up, and through, as in out of your predicament, well, don’t make the same mistake again. You’ll make other ones, sure, we all make other ones, but let’s not repeat the same one.

Safe investing.

🙂